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The American Dream, a symbol of prosperity and success, suggests a unique and personal perception for everyone. However, one common aspect that weaves people’s dreams together is the notion of homeownership. Regardless of the changes in the economy or societal trends, owning a home remains at the heart of the American Dream for many.
A recent Bankrate survey highlighted storied milestones that fulfill this American ideal. Interestingly, homeownership ranks higher than retirement, a successful career, and even earning a college degree. We are curious to find out why homeownership holds such extraordinary value, not only in Chicago but all over America.
Homeownership, as established in a recent MYND report, is seen as a means of building intergenerational wealth by nearly two-thirds of Americans (65%). With home loan payments contributing to the growth of your equity, and property appreciation over time, homeownership can indeed catalyze the consolidation of wealth that transcends generations. It is also a cornerstone for long-term financial stability.
Moreover, a Fannie Mae study unveils that a majority of consumers (87%) believe that ‘living the good life’ is inherently linked to owning a home. Especially in today’s uncertain times, homeownership could bring immense financial stability. A fixed-rate mortgage, for instance, solidifies your largest monthly expense (housing cost), thus shielding against the impact of escalating inflation rates.
High mortgage rates and soaring home prices may pose difficulty for many to acquire their dream homes today. However, the incredible benefits tied to homeownership are profound. Purchasing a home is indeed a potent choice, laying the foundation of the American Dream.
Become a part of the American Dream in Chicago and let’s connect with real estate agents at KM Realty Group LLC. Navigate your homeownership journey with us and embrace the reality of your dreams, right here in Chicago.
Explore more about the prominence of homeownership in the American Dream. Read more about the original blog post at KM Realty Group LLC, Chicago.
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